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Lesson 13 / 16

Lesson: documents, insurance and APK

Besides traffic rules, the exam also asks what you must carry and arrange as a driver and car owner.

Last checked: November 2026

What you must carry

  • Your valid driving licence. A copy is not enough.
  • The registration card of the car (kentekencard), or the old paper registration certificate.
  • The police may ask to see them during a check.

Insurance

Every car on the public road must have at least third-party liability insurance (WA-verzekering). It pays for damage you cause to others. Driving without it is a serious offence.

APK (periodic vehicle inspection)

  • The APK checks whether a car is safe and clean enough.
  • Petrol and electric cars: first APK after 4 years, then after 6 and 8 years, then every year.
  • Diesel and LPG cars: first APK after 3 years, then every year.
  • As the owner you are responsible for a valid APK.

Beginner's licence

  • For the first 5 years after your first licence you are a beginning driver (7 years if you got your first licence at 16).
  • The alcohol limit for beginning drivers is lower: 0.2 per mille.
  • For serious traffic offences a beginning driver gets a penalty point. After the second point within this period, the CBR suspends the licence and orders a new driving test.

All lessons

Lesson 1

Priority rules

Who may go first? Priority mistakes are among the most common reasons for failing the Dutch exam. Learn the rules in a fixed order.

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Lesson 2

Speed and distance

Know the speed limits, keep enough distance and understand how speed changes your stopping distance.

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Lesson 3

Road signs and markings

Once you understand the shapes and colours, most Dutch road signs are easy to read.

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Lesson 4

Motorway

Motorways are the safest roads in the Netherlands — if everybody follows the same rules.

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Lesson 5

Safety, alcohol and phone

These rules protect you, your passengers and other road users — and breaking them can cost you your licence.

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Lesson 6

Parking and stopping

Parking in the wrong place is expensive and can be dangerous. Learn the difference between stopping and parking, and where neither is allowed.

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Lesson 7

Cyclists and pedestrians

The Netherlands has more bicycles than people. Most exam mistakes with cyclists happen when turning, overtaking and opening a car door.

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Lesson 8

Traffic lights

Traffic lights look simple, but the exam asks about yellow, flashing lights, arrows and what to do when a police officer gives signals.

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Lesson 9

Railway crossings and trams

A train cannot stop or swerve. At a level crossing (overweg) the rules are strict and mistakes are often fatal.

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Lesson 10

Weather and visibility

Dutch weather changes fast. Adjust your speed and distance to the conditions — that is also what the exam expects.

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Lesson 11

Hazard perception

Good drivers see danger before it happens. Learn to look ahead and decide in time: brake, release the accelerator, or do nothing.

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Lesson 12

Breakdowns and accidents

Stay calm and follow a fixed order: make it safe, get help, then deal with the paperwork.

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Lesson 13

Documents, insurance and APK

Besides traffic rules, the exam also asks what you must carry and arrange as a driver and car owner.

Lesson 14

Lanes and merging

Choosing the right lane in time and merging smoothly prevent many dangerous situations.

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Lesson 15

Special roads and zones

Some roads and areas have their own rules. Signs at the start tell you that you enter them.

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Lesson 16

Economical driving

Driving economically saves fuel and money, is better for the environment and is often safer too.

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